Willkommen im Team!

We are looking for Risk Controller to work with us.

The Team Risk Control has a mission statement that is being responsible for operating the risk control function at HCBE in compliance with the MaRisk, Banco Santander as well as Hyundai Capital Services group guidelines. This does include the oversight function for the entire spectrum of delivered services through Banking as a Service (BaaS, at least ICAAP, appropriate loss loan reserves calculation, IRRBB, ILAAP and a sound reporting/ consultation on all risk categories to senior management and shareholders). Moreover, development and alignment of coherent risk strategy/ risk appetite statement, as well as performance of Risk Identification and Risk Control Self assessments are key responsibilities of the Risk Control Team.

YOUR MAIN TASKS AND RESPONSIBILITIES include:

• Maintain and further develop a group risk controlling framework for HCBE (throughout entities and branches) in coherence with joint venture internal and external requirements
• Maintain and further develop an internal risk controlling system
  Streamline materials for risk management instruments
• Perform regular assessment for oversight of BaaS results adequacy for such topics as ICAAP, ILAAP, IRRBB, LLR, IRBA, OpRisk, Residual Value Risk and stress tests results
• Perform regular assessment of subsidiaries as economic oversight
  Coordinate the operational risk management (incl. risk self-assessment and incident database) with tight servicer alignment and internal operational risk coordinators
• Prepare the risk reporting to senior management and shareholders on all risk categories as well as coordinate ad-hoc risk reports
• Prepare and actively contribute to Risk Control and Risk Approval Committees
• Coordinate the change processes according to MaRisk AT 8 and group standards
• Perform control of and confirm trades closed in the front office (data validation and market conformity checks) for funding and hedging products
• Close cooperation with other areas of the bank (e.g., treasury, controlling, sales)
• Other risk management related topics in tight alignment with reporting lines (e.g. perform control of and confirm trades closed in the front-office)

YOUR PROFILE, we are looking for:

Education & Experiences

• University degree (M.Sc.) with quantitative focus
• Several years of experience within risk controlling or risk management of a (captive) bank, consulting and/or auditing experiences preferred
• Experience in developing and challenging methodologies and procedures on capital and liquidity adequacy assessment processes, credit, market and operational risk management, and the new product process (internal control system know how from advance) Experience in development of a management information system (MIS)
• Experience within an international environment is a plus

Skills

• Knowledge of the banking regulations (at least MaRisk and CRR)
• (Very) Good analytical and logical reasoning skills
• Strong verbal and written communication skills, particularly communication to senior-level management (English and German)

You will stand out if you have these Competencies

• Solid work ethic and strong dedication to excellence & delivering results
• Highly numerate, rigorous thinking
• High degree of self-initiative, autonomous working style and result-oriented mindset
• Flexibility in following tight deadlines and organizing work under high pressure

We are looking for Senior Financial Controller to work with us.

The ideal candidate will be responsible for meeting HCBE’s objectives through development, implementation, execution, and supervision of all aspects of the controlling function, with a primary focus on:

• Business planning and budgeting,
• Budget monitoring and control,
• Corporate and organizational performance monitoring,
• Product profitability and pricing, and
• Managerial reporting,
• Re/defining and managing the controlling strategy

Your role is an internal advisor for senior leadership, who can provide analysis and insights as well as identify necessities and available opportunities to improve business performance.

YOUR MAIN TASKS AND RESPONSIBILITIES include:

• Define, rollover and adjust holistic (medium/long term) business plan (3-5 years) to be partially further detailed later on as part of annual budgeting process
• Ensure financial planning & analysis for the profit & loss statement, the balance sheet, divisions, profit/cost/service centers, and products
• Keep track of actuals and forecasts of the monthly, quarterly and annual performance and compare and analyze actuals & forecasts with original budgets (variance analysis)
• Develop, implement and continuously improve corporate performance through product and program profitability monitoring system, corporate performance monitoring system, and process innovation monitoring system
• Provide profitability models based on periodic vs. present-value assessment
  • Track and deliver divisional & profit/cost/service center cost control and coordinate the initiatives & action plans to achieve best practice ratios
  • Track and deliver divisional & profit/cost/service center productivity control and coordinate the initiatives & action plans to achieve best practice ratios
  • Deliver (model-based) product profitability assessments & pricing recommendations
• Identify & track the full set of appropriate KPIs and define related reporting pack to drive transparency and proactive business decision making processes
• Provide the rationale for identified variances and autonomously suggest proactive actions (e.g. mitigation efforts to close the gaps)
• Ensure integrity, accuracy, and timeliness of a comprehensive management reporting
• Act as business and strategic advisor to senior leadership and in-house partner for financial and business forecasting, pricing, resource allocation, risk management, process and policy design, and cost & performance monitoring and control
• Continuously development of long-range strategic planning and ensure implementation by instituting appropriate measurement and control systems
• Act as a supporting pillar (where applicable: as project management office) for internal strategic initiatives (analysis and definition of derived concepts)
• Foster all strategic initiatives cross-functional and interorganizational with the local finance-expertise to accomplish strategic objectives & ensure alignment with the forecast & business planning
• Closely interact with various stakeholders, especially with HQ for regular reporting and specific information requirements; with our risk department on risk controlling issues as well as with regulatory bodies and their representatives on specific requirements and other investigations
• Help to manage our finance department
• Identify, integrate and improve appropriate software applications and tools for Controlling information support, analysis & decision making
• Observe, identify, and (where applicable) adapt new trends in controlling

YOUR PROFILE, we are looking for:

Education & Experiences

• University degree in Business Administration (finance, accounting, etc.), mathematics or computer science required (Bachelor or Master)
• CFA or CPA credentials preferred
• Minimum of 3 years of recent Controlling experience
• Minimum of 3 years’ experience in financial modeling and forecasting
• Minimum of 3 years of recent banking experience
• Experience with (captive) auto financing and/or process innovation organization preferred
• Experience with the (re-)development & implementation of Controlling strategy
• Successful track record in project-related work environments
• Experience within an international organization preferred
• Resilient knowledge in Accounting, Regulatory Reporting and Treasury

Skills

• Very strong analytical, quantitative and problem solving skills balanced with execution skills
• Strong language skills in English and German (verbal/written)
• Ability to analyze the competitive and economic dynamics affecting the business
• Highly numerate, rigorous thinking, exceptional attention to details
• Strong ability to work autonomously while integrating smoothly into the overall bank & finance team (strong team orientation)
• Good communication and presentation skills
• Proficient computing skills with all common office programs
• Proficient computing skills with business information & analysis tools preferred

You will stand out if you have these Competencies

• Solid work ethic and strong dedication to excellence & delivering results
• Highly numerate, rigorous thinking
• Ability to work in a highly time sensitive, dynamic and growing environment
• Ability to be flexible, follow tight deadlines, organize and prioritize work
• Team orientation

We are looking for Financial Controller to work with us.

The ideal candidate will be responsible for meeting HCBE’s objectives through development, implementation, execution, and supervision of all aspects of the controlling function, with a primary focus on:

• Business planning and budgeting,
• Budget monitoring and control,
• Corporate and organizational performance monitoring,
• Product profitability and pricing, and
• Managerial reporting,
• Re/defining and managing the controlling strategy

MAIN TASKS AND RESPONSIBILITIES include:

• Support in control the budget of cost centers and report analysis on deviations
• Financial planning & analysis for the profit & loss statement, the balance sheet (variance analysis)
• Maintaining the excel based financial model to keep the accuracy of the model
• Keep track of actuals and forecasts of the monthly, quarterly and annual performance compare and analyze actuals & forecasts with original budgets (variance analysis)
• Support in preparing MIS (Management Reporting)
• Support in forecast and budget planning preparation
• Ad-Hoc analysis for management and Headquarter
• KPI analysis and development
• Support in implementation and development of finance related IT system

YOUR PROFILE, we are looking for:

Education & Experience:

• University degree in Business Administration (finance, accounting, etc.), mathematics or computer science required (Bachelor or Master)
• Excel based forecast modeling experience
• Minimum of 2 years professional experience in banking / automotive financial services in similar position preferred
• CFA or CPA credentials preferred

Skills

• Strong language skills in English and German (verbal/written)
• Very strong analytical, quantitative and problem solving skills balanced with execution skills
• Proficiency with MS Excel and PowerPoint
• Very good communication and presentation skills
• Resilient knowledge in accounting and managerial accounting

You will stand out if you have these Competencies

• Solid work ethic and strong dedication to excellence & delivering results
• Highly numerate, rigorous thinking
• Ability to work in a highly time sensitive, dynamic and growing environment
• Ability to be flexible, follow tight deadlines, organize and prioritize work
• Team orientation

IHRE AUFGABEN

Als Marketing-/ Product-Manager (w/m/d) verbinden Sie Ihr Marketing Know-how mit Ihrer Leidenschaft für den Automotive Bereich und Ihrem Verständnis für die Entwicklung und Kommunikation von Produkten im Bereich Leasing und Finanzierung. Folgende spannende Aufgaben warten auf Sie:

• Als Marketing-/ Product-Manager (w/m/d) verantworten Sie die kontinuierliche Pflege und den Ausbau der Kooperation zwischen der Hyundai Capital Bank Europe und KIA, gemeinsam mit Ihren Ansprechpartnern im Marketing und Vertrieb.
• Sie treiben die Entwicklung des Produktportfolios im Bereich Finanzierung und Leasing, unter Berücksichtigung der Zielsetzungen beider Kooperationspartner, voran.
• Aus aktuellen Markttrends und Kundenbedürfnissen leiten Sie neue Produktideen ab und führen diese gemeinsam mit Ihren Kollegen aus den Bereichen Vertrieb, Finanz bzw. Legal zur Marktreife und integrieren diese in das bestehende Portfolio.
• Sie stellen eine zielgruppenspezifische Kommunikation von Produkten und Prozessen sowie die Umsetzung von Produkten und Kampagnen in den Systemen und die Erfolgsmessung mittels Performance KPIs sicher.
• Zusätzlich können Sie spannende Projekte im Bereich Brand Management übernehmen.

IHR PROFIL:

• Sie bringen mindesten 3 Jahre relevante Berufserfahrung im Marketing oder Produktmanagement, idealerweise im Automotive- bzw. Banking-Bereich mit.
• Basis für Ihren beruflichen Erfolg ist ein abgeschlossenes Studium bzw. eine vergleichbare Ausbildung und Ihre Leidenschaft für das Thema Automotive.
• Sie denken analytisch und arbeiten gerne eigenverantwortlich in einem dynamischen internationalen Umfeld.
• Sie präsentieren und kommunizieren überzeugend und empathisch und sind dabei der geschätzte Ansprechpartner Ihrer externen und internen Kunden.
• Idealerweise runden verhandlungssichere Sprachkenntnisse in Deutsch und Englisch Ihr Profil ab.