Attractive financial services for customers and dealers in Germany.

Hyundai Capital Bank Europe GmbH (HCBE) has been responsible for the financial services of the Hyundai and Kia brands in Germany since 2017. Based in Frankfurt am Main, we develop and manage the Hyundai Motor Group’s captive leasing and financing solutions for Europe.

The financial strength behind Hyundai and Kia.

On January 1, 2017, Hyundai Capital Bank Europe GmbH (HCBE) launched its financial services for the Hyundai and Kia brands in Germany. This marked the entry of the Hyundai Motor Group into the European market with its own in-house financial services. HCBE, based in Frankfurt am Main, is a subsidiary of Hyundai Capital Services Inc. in Seoul, Korea. It received its full banking licence from the ECB in September 2016.

Germany is one of the fastest-growing markets for the Hyundai Motor Group, providing a strong foundation for the partnership-driven expansion of the Group’s own financial services. HYUNDAI Finance and KIA Finance, aim to boost the sales of both brands. For several years, HCBE has also been providing consulting services for automotive financial services in other key European markets. Through these activities, Hyundai Capital Bank Europe GmbH contributes to the continued success of the Hyundai Motor Group in Germany and across Europe.

Martin S. Luding | Managing Director
Juan Francisco García Serrano | Managing Director

Our Brands

HYUNDAI Finance and KIA Finance are business divisions of Hyundai Capital Bank Europe GmbH, which was established in September 2016. They are the captive automotive banks of the Hyundai Motor Group for the Hyundai and Kia brands in Europe. In its home market of Korea, Hyundai Capital is the market leader in automotive financial services. In addition to Germany, Hyundai Capital currently operates in a further 14 markets outside of Korea, employing over 5,800 people worldwide, including more than 100 based in Frankfurt am Main.

More than 480 Hyundai sales and service locations in Germany offer their customers attractive financial products and services from HYUNDAI Finance.

As the captive financial services provider of the Hyundai Motor Group, HYUNDAI Finance is part of Hyundai Capital Bank Europe GmbH. We develop and manage financing, leasing and insurance solutions designed to make mobility simple and reliable for Hyundai customers and dealers.

To HYUNDAI Finance

More than 400 Kia dealers in Germany rely on the financial services offered by KIA Finance to help their customers find the right path to a new vehicle.

As a brand of Hyundai Capital Bank Europe GmbH, KIA Finance offers financing and leasing options, as well as complementary service solutions that provide both dealers and customers with planning security and flexibility.

To KIA Finance

About our Shareholders

Hyundai Capital Bank Europe GmbH is jointly owned by Hyundai Capital Services Inc. and Openbank Deutschland AG. Both shareholders combine extensive experience in the financial sector and share the goal of providing reliable and customer-focused financial services for the Hyundai and Kia brands across Europe.

For more information about Openbank Deutschland AG, click here.

Hyundai Capital Services Inc.

Hyundai Capital Services (Hyundai Capital) is a financial services company founded in 1993 in South Korea and the country’s largest provider of car financing. In April 1995, Hyundai Capital changed its name to Hyundai Financial Services Co. In January 1996, Hyundai Capital received a licence from the Korean Ministry of Strategy and Finance as an instalment financing company. Shortly thereafter, the company began offering home financing as well as car financing for new and used Hyundai vehicles.

Core business areas of Hyundai Capital

Hyundai Capital’s core business focuses on financing and leasing services for private and corporate clients. One of the main areas is car financing: with loan and leasing services for new and used vehicles, Hyundai Capital helps customers stay mobile while maintaining financial flexibility.

The company’s services also include real estate and corporate financing. Home loans and mortgages with attractive terms and conditions, as well as business loans to support investment and growth, complete the range of services.

Car financing

Loans and leasing offers for new and used vehicles.

Real estate financing

Home loans and mortgages with guaranteed favourable terms and high credit lines.

Corporate financing

Business loans for more growth and investment flexibility.

We look forward to receiving your application.
Open positions

Hyundai KONA Elektro Advantage (Elektromotor/Reduktionsgetriebe); 99 kW (135 PS): Stromverbrauch kombiniert 14,6 kWh/100 km; CO₂-Emissionen kombiniert 0 g/km. CO₂-Klasse A. Bis zu 380 km Reichweite.
Kia Sorento Plug-in Hybrid (7-Sitzer) 1.6 T-GDI Plug-in Hybrid AT AWD 7-Sitzer (Benzin/Strom/Automatik); 212 kW (288 PS): Kraftstoffverbrauch gewichtet kombiniert 3,9 l/100 km; Stromverbrauch gewichtet kombiniert 9,7 kWh/100 km; CO₂-Emissionen gewichtet kombiniert 87 g/km. CO₂-Klasse B.
Hyundai INSTER Select 71 kW (97 PS) Batterie 42 kWh: Energieverbrauch kombiniert: 14,3 kWh/100 km; CO₂-Emissionen kombiniert: 0 g/km; CO₂-Klasse: A. Elektrische Reichweite bei voller Batterie nach WLTP: 327 km.
Hyundai IONIQ 6 Basis (Elektromotor/Reduktionsgetriebe); 111 kW (151 PS): Stromverbrauch kombiniert 13,9 kWh/100 km; CO₂-Emissionen kombiniert 0 g/km. CO₂-Klasse A. Bis zu 429 km Reichweite.
Kia Sorento Plug-in Hybrid (7-Sitzer) 1.6 T-GDI Plug-in Hybrid AT AWD 7-Sitzer (Benzin/Strom/Automatik); 212 kW (288 PS): Kraftstoffverbrauch gewichtet kombiniert 3,9 l/100 km; Stromverbrauch gewichtet kombiniert 9,7 kWh/100 km; CO₂-Emissionen gewichtet kombiniert 87 g/km. CO₂-Klasse B.
Hyundai KONA Hybrid Select 1.6 GDI 102 kW (138 PS): Energieverbrauch kombiniert: 4,6 l/100 km; CO₂-Emissionen kombiniert: 104 g/km; CO₂-Klasse: C.