Our Financial Services for You

We make mobility simple, flexible and predictable. With financial services tailored to the needs of dealers and customers. Through HYUNDAI Finance and KIA Finance, we offer financing, leasing and insurance solutions that enable and protect individual mobility.

Finance

With KIA Finance and HYUNDAI Finance, we offer our customers the opportunity to fulfil their desire for mobility while maintaining the financial flexibility for other investments.

Looking for the right insurance to complement your finance agreement? We are your partner.

Payment Protection Insurance
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Please select your contract partner to access the relevant service area.

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Classic Finance

Classic financing is designed especially for customers who wish to own their vehicle while remaining financially flexible.

Thanks to flexible financing terms, the monthly instalments can be adjusted to suit individual needs.

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Target Financing

With target financing, customers benefit from low monthly instalments. The payments remain fixed throughout the entire term, and at the end of the contract, the customer acquires the desired Kia or Hyundai model.

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Three-Way-Financing

This option offers maximum flexibility – This category is the most flexible option available. At the end of the term, customers can choose from three options:

  • Return the vehicle: hand your current vehicle back to the dealer.
  • Pay the final instalment: keep your vehicle by settling the outstanding payment.
  • Refinance the final instalment: keep your vehicle and refinance the final payment under favourable terms.
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Leasing

When a customer leases a vehicle, they don’t want to be tied to a specific model long-term, but prefer to switch regularly to a new car. With our leasing offers, customers only pay for the actual use of the vehicle, keeping monthly payments low. At the end of the lease term, the customer returns the vehicle and moves on to their next desired model.

Looking for the right insurance for your lease? We are your partner.

Leasing Insurance
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Please select your contract partner to access the relevant service area.

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Mileage-Based Leasing

Mileage-based leasing only charges for the actual use of the vehicle. The individual monthly instalment is calculated based on the total mileage and the length of the lease term.

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Residual Value Leasing

This option is designed for customers who are unsure of their annual mileage.
The monthly payment is based on the vehicle’s estimated residual value at the end of the lease term.

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Insurance

Modern mobility requires comprehensive protection. The insurance solutions offered by KIA Finance and HYUNDAI Finance help safeguard customers against financial risks arising from accidents or loss of income.

Financing Insurance

RSV Plus

Our residual debt insurance covers outstanding instalments in the event of incapacity for work, involuntary unemployment or death.

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Safe Plus1

Safe Plus protects against financial losses in the event of a total loss2 or theft. While conventional motor insurance only covers the replacement value of the vehicle, Safe Plus covers the difference between the vehicle’s value and its purchase price, plus an additional 10 %. This allows you to replace your car immediately with an equivalent model.

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Motor Insurance Plus3

With KIA/HYUNDAI Finance Motor Insurance Plus, you are covered for personal and environmental damage. In addition to the standard benefits of a car insurance policy, it also offers special coverage for electric and hybrid vehicles. Including all-risk protection for drive batteries4, wallbox insurance that also covers the theft of charging cables, and much more.

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Repair Plus5

Repair Plus protects against high and unexpected repair costs for important and expensive vehicle components – particularly once the manufacturer’s warranty has expired. For new and nearly new vehicles, the cover begins after the factory/manufacturer’s warranty ends; for used vehicles, it applies from the time the vehicle is delivered.6

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Safe Plus Pro1

Safe Plus Pro combines purchase price protection with coverage for minor repair costs during the contract period. Damage can be conveniently reported online via an app, and billing takes place directly between the repair shop and the insurer – without any advance payment by the policyholder.

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Drive Pro1

Drive Pro provides financial support in the event of damage, covering up to €1000 for repair bills of €2500 or more, regardless of whether the costs are paid by you or by your comprehensive motor insurance. The payment is made directly to your bank account and can be used either as a contribution towards the repair invoice or freely at your discretion. In addition, a mobility assistance service is included for situations such as breakdowns, lost keys, glass damage, or tyre damage.

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Leasing Insurance

Lease Protection7

Lease protection covers you in the event of total loss8 due to fire, accident or flooding, as well as theft or robbery. In such cases, the difference between the current replacement value of the vehicle and the outstanding lease payments will be covered. This means that nothing stands in the way of leasing a new, equivalent vehicle.

Smart Repair7

Smart Repair covers the cost of repairing minor damage, such as scratches, stone chips or dents, during the lease term. This ensures that the leased vehicle always remains in good condition, preventing minor damage from becoming a major issue.

Smart Return7

Smart Return protects against additional charges at the end of the lease term due to damage-related depreciation when returning the vehicle. If an inspection identifies damage that reduces the vehicle’s value, Smart Return provides a corresponding contribution. This ensures a stress-free end to the lease.

Motor Insurance Plus9

With the KIA/HYUNDAI Finance Motor Insurance Plus, you are covered for personal and environmental damage. In addition to the standard benefits of a car insurance policy, it also offers special coverage for electric and hybrid vehicles, including all-risk protection for drive batteries, wallbox insurance that also covers the theft of charging cables, and much more.

Kia Sorento Hybrid 1.6 T-GDI Hybrid AT 2WD 5-Sitzer Vision (Benzin/Automatik); 176 kW (239 PS): Kraftstoffverbrauch kombiniert 6,2 l/100 km; CO₂-Emissionen kombiniert 141 g/km. CO₂-Klasse E.
Hyundai BAYON Select 1.0 T-GDI (Benzin/Schaltgetriebe); 74 kW (100 PS): Kraftstoffverbrauch kombiniert 5,4 l/100 km; CO₂-Emissionen kombiniert 124 g/km. CO₂-Klasse D.
Kia EV3 Frontantrieb, 81,4-kWh-Batterie GT-Line (Strom/Reduktionsgetriebe); 150 kW (204 PS): Stromverbrauch kombiniert 16,2 kWh/100 km; CO₂-Emissionen kombiniert 0 g/km; CO₂-Klasse A. Bis zu 563 km Reichweite.
Kia Picanto 1.0 GDI AMT GT-Line (Benzin/Automatik); 50 kW (68 PS): Kraftstoffverbrauch kombiniert 5,8 l/100 km; CO₂-Emissionen kombiniert 132 g/km. CO₂-Klasse D.
Hyundai INSTER Select 71 kW (97 PS) Batterie 42 kWh: Energieverbrauch kombiniert: 14,3 kWh/100 km; CO₂-Emissionen kombiniert: 0 g/km; CO₂-Klasse: A. Elektrische Reichweite bei voller Batterie nach WLTP: 327 km.
Hyundai IONIQ 6 Basis (Elektromotor/Reduktionsgetriebe); 111 kW (151 PS): Stromverbrauch kombiniert 13,9 kWh/100 km; CO₂-Emissionen kombiniert 0 g/km. CO₂-Klasse A. Bis zu 429 km Reichweite.
Kia K4 1.6 T-GDI DCT; 132,4 kW (180 PS): Kraftstoffverbrauch kombiniert 6,9 l/100 km. CO₂-Emissionen kombiniert 155 g/km. CO₂-Klasse E.

1 The insurer is CNP Santander Insurance Europe DAC.
2 A total loss occurs when the proper repair costs of the vehicle exceed the local replacement value on the date of the claim.
3 The insurer is Verti Versicherung AG, Rheinstr. 7a, 14513 Teltow.
4 In addition to partial and comprehensive insurance, damage, destruction or loss of the battery is covered for all events.
5 The insurer is CG Car-Garantie Versicherungs-AG, Gündlinger Str. 12, 79111 Freiburg.
6 If there is also a manufacturer's extended warranty, please use CarGarantie's ‘Different insurance start date’ form and send it to CarGarantie.
7 The insurer is CNP Santander Insurance Europe DAC.
8 A total loss occurs when the proper repair costs of the vehicle exceed the local replacement value on the date of the claim.
9 The insurer is Verti Versicherung AG, Rheinstr. 7a, 14513 Teltow.

The current terms and conditions of the insurer apply.